Most popular
Consumer Credit in Europe
Finance your purchases, equipment, renovations or holidays with our flexible consumer credit. Available to European residents. Up to € 80,000.
Competitive rates in €
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Your financing anywhere in Europe,
simple, transparent
and fast
Finance Global Services supports your financing projects across Europe. Personal loan, consumer credit and debt consolidation in € — free simulation, preliminary response within 24h.
- Competitive rates in €
- Response within 24 business hours
- 100% secure & confidential
- No initial commitment
Credit Simulator — Euros (€)
20,000 €
60 months
Estimated monthly payment
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per month (€)
Total cost
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Cost of credit
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Indicative APR : — · Non-contractual calculation · Max. legal rate CH : 12% (CCA)
Apply online →Key figures
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Years of financing experience
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Average client satisfaction
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Preliminary response time
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Swiss legal rate cap (CCA)
Financing solutions in Europe
Personal credit in Europe — find the right solution
Finance Global Services offers a comprehensive range of financing solutions for European residents. Whether you want to finance a personal project, consolidate debts or cover an unexpected expense, we have the solution tailored to your profile and budget in €.
Personal Loan in Europe
Unrestricted-use financing for all your personal projects in Europe: vehicle purchase, travel, training, wedding. No proof of use required. Fixed monthly repayments in €.
Fixed monthly payments, no surprises
Learn moreDebt Consolidation in Europe
Consolidate all your credits into one. Reduce your monthly payments in € and simplify your budget management. One contact, one monthly payment, one rate.
Possible reduction in monthly payments
Learn moreHow it works
Get your loan in Europe in 3 simple steps
A 100% digital, transparent and hassle-free process. From your simulation to receiving your funds.
Simulate for free
Use our free simulator to calculate your monthly payment in € and get an indicative APR tailored to your profile in seconds. No commitment.
Submit your application
Complete our secure form in 5 minutes. Our advisors analyse your file and send you a preliminary response within 24 business hours.
Receive your funds
After signing your contract and the expiry of the legal 14-day withdrawal period, funds are transferred directly to your bank account.
Presence throughout Europe
Personal loan available in several European countries
Finance Global Services supports European residents in several countries — France, Switzerland, Belgium, Germany and many more.
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France
Personal loan & consumer credit
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Switzerland
Financing & debt consolidation
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Belgium
Personal credit & fast loan
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Germany
Tailored financing solutions
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Austria
Personal loan in €
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Luxembourg
Consumer credit & consolidation
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Italy
Debt consolidation & financing
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Spain
Personal loan & online credit
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Portugal
Personal loan & online credit
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Netherlands
Financing & debt consolidation
Client reviews in Europe
What our European clients say
4.8 / 5 client satisfaction · Over 2,800 verified reviews
★★★★★
"Application processed in under 24h, monthly payments perfectly adapted to my budget. The Finance Global Services team supported me every step of the way. I highly recommend to all Geneva residents!"
★★★★★
"I consolidated my credits into one and reduced my monthly payments by € 420. A real financial relief. Very professional and responsive advisor. Thank you Finance Global Services!"
★★★★★
"Very clear simulator, rate quoted was honoured at signing. Financing approved for my car in €. No bad surprises. Serious, transparent and professional service."
Frequently asked questions — Credit in Europe
Everything you need to know about personal loans in Europe
Yes. Finance Global Services is a company registered in France (SIREN 429 052 384 — 25 rue de Fontarabie, 75020 Paris) offering financing and advisory services to European residents. We operate in several countries: France, Switzerland, Belgium, Germany, Austria, Luxembourg, Italy, Spain, Portugal and the Netherlands.
In Switzerland, the maximum legal interest rate for consumer credit is set by the Federal Consumer Credit Act (CCA, RS 221.214.1). This ceiling is currently 12% per year. Finance Global Services commits to always offering rates below this legal ceiling. The exact APR is communicated to you before any contract signing.
Under Swiss CCA, the maximum term for consumer credit is 84 months (7 years). For amounts above € 80,000 (governed by the Code of Obligations), the term can be adapted to your financial situation. The longer the term, the lower the monthly payment, but the total cost of credit increases.
Yes. Under Article 16 of the Federal Consumer Credit Act (CCA), you have a legal period of 14 calendar days from signing your contract to exercise your right of withdrawal, without justification or penalties. This period cannot be shortened.
To benefit from credit via Finance Global Services, you must: be of legal age (18 or over), reside in one of the countries we serve (France, Switzerland, Belgium, Germany, Austria, Luxembourg, Italy, Spain, Portugal or the Netherlands), have stable and regular income, and not be in a state of over-indebtedness. We verify your repayment capacity before any credit is granted. Your creditworthiness is assessed on an individual basis.
Ready to finance your project in Europe?
Free simulation with no commitment. Finance Global Services responds in under 24 business hours. Start your personal loan application now.