Consumer Credit in Switzerland
Finance your purchases, equipment, renovations or holidays with our flexible consumer credit. Available to Swiss residents. Up to CHF 80,000 under Swiss CCA.
Competitive rates in CHF
Learn moreFinance Global Services supports your financing projects in Switzerland. Personal loan, consumer credit and debt consolidation in CHF — free simulation, preliminary response within 24h.
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Indicative APR : — · Non-contractual calculation · Max. legal rate CH : 12% (CCA)
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Swiss legal rate cap (CCA)
Financing solutions in Switzerland
Finance Global Services offers a comprehensive range of financing solutions for Swiss residents. Whether you want to finance a personal project, consolidate debts or cover an unexpected expense, we have the solution tailored to your profile and budget in CHF.
Finance your purchases, equipment, renovations or holidays with our flexible consumer credit. Available to Swiss residents. Up to CHF 80,000 under Swiss CCA.
Competitive rates in CHF
Learn moreUnrestricted-use financing for all your personal projects in Switzerland: vehicle purchase, travel, training, wedding. No proof of use required. Fixed monthly repayments in CHF.
Fixed monthly payments, no surprises
Learn moreConsolidate all your credits into one. Reduce your monthly payments in CHF and simplify your budget management. One contact, one monthly payment, one rate.
Possible reduction in monthly payments
Learn moreHow it works
A 100% digital, transparent and hassle-free process. From your simulation to receiving your funds.
Use our free simulator to calculate your monthly payment in CHF and get an indicative APR tailored to your profile in seconds. No commitment.
Complete our secure form in 5 minutes. Our advisors analyse your file and send you a preliminary response within 24 business hours.
After signing your contract and the expiry of the legal 14-day period (art. 16 CCA), funds are transferred directly to your Swiss bank account.
Presence throughout Switzerland
Finance Global Services supports Swiss residents in all cantons — from major cities to rural regions. Geneva, Lausanne, Zurich, Bern and everywhere in Switzerland.
Geneva
Personal loan & consumer credit
Lausanne
Financing & debt consolidation Vaud
Zurich
Personal credit & fast loan
Bern
Tailored financing solutions
Fribourg
Personal loan in CHF · bilingual canton
Valais / Sion
Consumer credit & consolidation
Neuchâtel
Debt consolidation & financing
Basel
Personal loan & online credit
Client reviews in Switzerland
4.8 / 5 client satisfaction · Over 2,800 verified reviews
"Application processed in under 24h, monthly payments perfectly adapted to my budget. The Finance Global Services team supported me every step of the way. I highly recommend to all Geneva residents!"
"I consolidated my credits into one and reduced my monthly payments by CHF 420. A real financial relief. Very professional and responsive advisor. Thank you Finance Global Services!"
"Very clear simulator, rate quoted was honoured at signing. Financing approved for my car in CHF. No bad surprises. Serious, transparent and professional service."
Frequently asked questions — Credit in Switzerland
Yes. Finance Global Services is a company registered in France (SIREN 429 052 384 — 25 rue de Fontarabie, 75020 Paris) offering financing and advisory services to Swiss residents. We operate throughout Switzerland: Geneva, Lausanne, Zurich, Bern, Fribourg, Neuchâtel, Valais, Basel and all other cantons.
In Switzerland, the maximum legal interest rate for consumer credit is set by the Federal Consumer Credit Act (CCA, RS 221.214.1). This ceiling is currently 12% per year. Finance Global Services commits to always offering rates below this legal ceiling. The exact APR is communicated to you before any contract signing.
Under Swiss CCA, the maximum term for consumer credit is 84 months (7 years). For amounts above CHF 80,000 (governed by the Code of Obligations), the term can be adapted to your financial situation. The longer the term, the lower the monthly payment, but the total cost of credit increases.
Yes. Under Article 16 of the Federal Consumer Credit Act (CCA), you have a legal period of 14 calendar days from signing your contract to exercise your right of withdrawal, without justification or penalties. This period cannot be shortened.
To benefit from credit via Finance Global Services in Switzerland, you must: be of legal age (18 or over), reside in Switzerland, have stable and regular income, and not be in a state of over-indebtedness. In accordance with art. 28 CCA, we verify your repayment capacity before any credit is granted. Your creditworthiness is assessed on an individual basis.
Free simulation with no commitment. Finance Global Services responds in under 24 business hours. Start your personal loan application now.