APR from 2.5%

Consumer Credit

Finance all your everyday projects with no earmarking constraints. Flexible, fast and transparent — with an indicative APR from 2.5% and a response in under 24 hours.

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Why choose Finance Global Services

Credit designed for your freedom

Consumer credit from Finance Global Services gives you the flexibility to finance any everyday project. No complex procedures, no earmarking obligation — just clear, fast financing adapted to your situation.

  • Indicative APR from 2.5% — fixed and transparent
  • From CHF 3,000 to CHF 500,000 — adapted to your project
  • Term 12 to 360 months — flexible to your budget
  • Response within 24h — fast decision on your application
  • Early repayment without penalty — total freedom
  • 100% online process — electronic signature, no travel required
Consumer Credit — Finance Global Services
2.5%
Fixed indicative APR
CHF 3,000
Min. amount
CHF 500,000
Max. amount
12 months
Min. term
360 months
Max. term
Representative example CHF 10,000 over 36 months — CHF 288.61/month
Indicative APR 2.5% — Total due: CHF 10,390

Everyday projects

Finance what matters to you

Consumer credit adapts to all your everyday needs. Here are a few examples of projects our clients finance with us.

🛋️

Home equipment

Renew your household appliances, furnishings or electronics without dipping into your savings.

🔨

Home improvements

Repaint, renovate a bathroom, change your flooring — bring your home improvement projects to life.

✈️

Travel

Finance your holiday, family trip or dream getaway with a clear monthly payment adapted to your income.

💍

Wedding

Organise the perfect day without financial worries — venue, catering, dress, honeymoon.

🎓

Studies

Finance a training course, university fees, professional certification or a child's studies.

🏥

Health

Cover unexpected medical expenses, dental treatment or surgery not reimbursed by insurance.

Simple and fast

Get your credit in 3 steps

1

Simulate & submit

Use our simulator to build your ideal plan, then submit your application online in 5 minutes from home.

2

Analysis within 24h

Our team personally reviews your file and provides a clear, personalised offer with your exact monthly payment.

3

Funds released within 48h

After electronic signing, funds are credited directly to your bank account. You retain a 14-calendar-day withdrawal right under CCA / LCC RS 221.214.1.

98%
Satisfied clients
24h
Decision time
50,000+
Projects financed
2.5%
Fixed indicative APR

Testimonials

What our clients say

★★★★★

"I renovated my entire kitchen thanks to Finance Global Services consumer credit. The process was ultra-simple: a quick application online, a response the next day, and funds in my account 48 hours later. The APR is truly competitive!"

Marc R.
Geneva, Switzerland
★★★★★

"I used the credit to finance our honeymoon. My advisor was very attentive, the monthly payment was perfectly adapted to our budget. A great experience from start to finish!"

Sophie L.
Bordeaux, France
★★★★★

"I financed my daughter's studies abroad with consumer credit from Finance Global Services. The fixed rate gave me security and the flexible term allowed me to fit the repayment into our family budget. I highly recommend!"

Pierre D.
Lille, France

Frequently asked questions

FAQ — Consumer Credit

Consumer credit from Finance Global Services is non-earmarked: you have no obligation to justify the use of funds. The money is paid directly into your bank account and you can use it freely. An earmarked loan (car loan, works loan, etc.) is tied to a specific purchase and the funds go directly to the seller or service provider.
To obtain consumer credit from Finance Global Services, you must be at least 18 years old, reside in Switzerland, and have sufficient regular income to cover the monthly payments. You will need to provide identity documents, proof of income (last 3 payslips or last 2 balance sheets for the self-employed), and a recent bank statement. Each application is assessed individually.
Yes, absolutely. At Finance Global Services, partial or full early repayment is always free and without penalty. You can make a repayment at any time via your online client area or by contacting your advisor. In the event of full early repayment, a settlement statement is provided within 5 business days of your request.
Finance Global Services offers consumer credit from CHF 3,000 to CHF 500,000, with repayment terms ranging from 12 to 360 months (1 to 30 years). The amount and term are adapted to your repayment capacity assessed during the study of your application. The maximum legal term is 84 months for some credit categories under LCC RS 221.214.1.
Once your application is accepted and your contract signed electronically, funds are credited to your bank account within 48 hours on business days. The decision on your application is given within 24 hours of receiving your complete file. The whole process, from submission to disbursement, therefore typically takes 2 to 3 business days.

Finance your project today

Indicative APR from 2.5%, response within 24h, funds within 48h. Apply online now.

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