Reduce your monthly payments

Debt Consolidation

Group all your credits into a single monthly payment, reduce your outgoings by up to 50% and regain financial breathing room. Free analysis, response within 24h.

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Simplify your finances

One payment, one clear vision

Debt consolidation allows you to regroup all your existing loans into a single contract, with a single monthly payment adapted to your real repayment capacity. Less stress, more clarity.

  • All credit types can be consolidated (consumer, car, personal…)
  • Indicative APR from 2.5% — often lower than your current rates
  • Monthly payment reduced by up to -50%
  • From CHF 3,000 to CHF 500,000
  • Up to 360 months — term adapted to your budget
  • Free analysis — no commitment required
Concrete example
BEFORE
CHF 650
3 loans / month
AFTER
CHF 270
1 payment / month
CHF 380 saved / month Representative example — indicative APR 2.5%

Consolidatable credits

Which loans can be consolidated?

Debt consolidation at Finance Global Services covers the main categories of consumer credit. One single contact to simplify everything.

💳

Consumer credit

Personal loans, revolving credit, store credit — all regrouped in one.

🚗

Car loan

Vehicle financing, motorbike or motorhome — simplified into a single monthly payment.

🔨

Home improvement loan

Works and renovation financing integrated into your new consolidated contract.

👤

Personal loan

One or more unearmarked personal loans consolidated into a single transparent payment.

Simulate your savings

How much could you save?

Consolidated loan simulator

Enter your total outstanding balance and desired term to get an indicative monthly payment estimate.

Indicative simulation. The final offer depends on your individual file. Max. rate 12% (CCA / LCC RS 221.214.1).

Simple and fast

Consolidate in 3 steps

1

Complete inventory

List all your outstanding credits. Our advisor conducts a free, no-commitment analysis of your financial situation.

2

Personalised offer

Within 24 hours, we present a consolidation offer adapted to your repayment capacity with your new single monthly payment.

3

Repayment & simplification

We handle the settlement of your existing loans. You only manage one single payment. Your 14-day withdrawal right is guaranteed (CCA / LCC RS 221.214.1).

-41%
Average reduction in monthly payments
2.5%
Fixed indicative APR
24h
Response time
CHF 0
Analysis fees

Testimonials

What our clients say

★★★★★

"I had 4 loans including a car loan and a home improvement credit. Finance Global Services consolidated everything: I went from CHF 720/month to CHF 310/month. It changed everything for my family budget!"

François L.
Toulouse, France
★★★★★

"I was drowning in monthly payments. Thanks to debt consolidation, I reduced my monthly outgoings by CHF 400. The process was smooth, the advisor very professional. I can finally breathe again!"

Nathalie C.
Marseille, France
★★★★★

"An excellent solution to simplify your finances. No more juggling 3 different repayment dates. One single payment, one single contact, one single clear statement. I highly recommend Finance Global Services!"

Antoine B.
Nice, France

Frequently asked questions

FAQ — Debt Consolidation

It depends on your situation. Even with similar rates, consolidation simplifies management (one single payment) and can lengthen the term to reduce the monthly burden. Our advisor analyses your overall situation for free and only recommends consolidation if it truly brings you a measurable benefit. There is no obligation to accept the offer.
Finance Global Services can consolidate consumer credit, personal loans, car loans, home improvement loans and revolving credit. Mortgage credit (home loans) are generally excluded from consumer credit consolidation but can be discussed on a case-by-case basis with your advisor.
The consolidation itself will appear in your credit file as a new loan, while your previous loans will be settled and closed. In the medium term, consolidation generally improves your credit profile by reducing the number of active credit accounts and lowering your debt-to-income ratio. Our advisors can guide you on the specific impact for your situation.
Finance Global Services directly settles all your existing lenders with the consolidated loan amount. You no longer have any relationship with your previous lenders — all correspondence, payments and statements come through Finance Global Services alone. We handle all the administrative steps for closing your previous contracts.
Each application is assessed individually. A complicated credit history does not automatically lead to refusal. Our advisors study the overall picture — your current income, your repayment capacity, the stability of your situation — and will look for the most adapted solution. We recommend requesting a free analysis without obligation so that we can assess your real situation.

Regain financial freedom

Free analysis, no commitment. Reduce your monthly payments and simplify your finances today.

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