Fully free use

Personal Loan

Borrow freely, with no proof of purpose required. Your money, your projects, your decisions — with an indicative APR from 2.5% and a response in under 24 hours.

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Free use – no proof required

Borrow without constraints

The Finance Global Services personal loan doesn't ask you to explain how you'll use the funds. Your project belongs to you — we take care of the financing.

  • No proof of purpose required
  • Indicative APR from 2.5% — no surprises
  • From CHF 3,000 to CHF 500,000
  • Term 12 to 360 months to suit your budget
  • Zero early repayment penalty
  • 100% online process — electronic signature
Free use — no proof required
2.5%
Fixed APR
CHF 3,000
Min. amount
CHF 500,000
Max. amount
12 months
Min. term
360 months
Max. term
Representative example CHF 10,000 over 36 months — CHF 288.61/month
Indicative APR 2.5% — Total due: CHF 10,390

All your projects

Finance any project

The personal loan adapts to all your wishes, without having to justify the use of funds. Here are a few examples from thousands of possibilities.

🚗

Vehicle purchase

Finance your new or used car, motorbike, motorhome or any other vehicle without going through the dealer.

💍

Wedding

Treat yourself to the celebration of your dreams — venue, catering, dress, honeymoon — without compromising on your wishes.

🌍

Travel

Round-the-world trip, safari, luxury cruise or extended city break — set off with peace of mind with your financing ready.

🚀

Business creation

Launch your entrepreneurial project, finance your opening stock, equipment or setup costs.

🏠

Renovation

Transform your interior, renovate your facade or landscape your garden according to your wishes and budget.

🆘

Financial emergency

Deal with an unexpected expense, cover an overdraft or handle an emergency without stress, thanks to fast access to funds.

Comparison

Personal loan vs Earmarked credit

Understanding the difference helps you choose the most suitable solution for your situation.

Our offer

Personal loan

  • No proof of use of funds required
  • Usable for any type of project
  • Funds paid directly to your account
  • Early repayment without penalty
  • 100% online, fast process
  • Indicative APR from 2.5% — stable payments
Alternative

Earmarked credit

  • Proof of purchase required
  • Linked to a specific purchase (car, home improvements…)
  • Funds paid to seller or service provider
  • Cancelled if the purchase is cancelled
  • Sometimes longer procedures
  • Variable rate depending on offer

Simple and fast

Get your loan in 3 steps

1

Online application

Fill in our simplified form in 5 minutes from home. No proof of purpose required.

2

Decision within 24h

Our experts analyse your file personally and send you a clear loan offer with precise monthly payments.

3

Transfer within 48h

After electronic signing of your contract, funds are credited directly to your bank account within 48 hours.

98%
Satisfied clients
24h
Response time
100%
Online, no travel required
2.5%
Fixed indicative APR

Testimonials

What our clients say

★★★★★

"I launched my freelance business thanks to the Finance Global Services personal loan. No proof required, ultra-simple process, funds received in 2 days. A real game changer!"

Thomas B.
Paris, France
★★★★★

"I needed to finance a vehicle purchase without going through the dealer. With the personal loan, I negotiated cash and saved on the price. Thank you Finance Global Services!"

Amélie L.
Nantes, France
★★★★★

"Impeccable service from start to finish. The indicative APR from 2.5% is truly competitive and the freedom to use the funds is a considerable advantage. I highly recommend!"

Jean M.
Strasbourg, France

Frequently asked questions

FAQ — Personal Loan

No, absolutely not. That's the great freedom of the unearmarked personal loan: you have no proof of use to provide. The funds are paid directly into your bank account and you're free to use them as you wish, for any personal or professional project.
A personal loan is a form of unearmarked consumer credit. Both allow free use of funds. At Finance Global Services, we use the term "personal loan" to emphasise the complete absence of proof of use and the focus on financing larger or more structural projects, but both products share the same advantageous characteristics.
The 2.5% APR is a fixed rate. This means it is guaranteed for the entire duration of your contract. Your monthly payments will never change — neither in the event of market rate increases, nor for any other reason. What you sign is what you pay, from beginning to end of repayment.
Yes, the self-employed, sole traders and liberal professionals can absolutely apply for a personal loan with Finance Global Services. We assess each application individually, taking your actual income into account. You will need to provide your last two balance sheets or revenue statements to validate your repayment capacity.
You can make a partial or full early repayment at any time, free of charge and without penalty. Simply make the request via your online client area or by contacting your Finance Global Services advisor. In the event of full early repayment, a settlement statement will be provided within 5 business days of your request.

Your project deserves free financing

No proof required, indicative APR from 2.5%, response within 24h. Apply online now.

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